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ضوابط لتقديم على القروض 2021 من خلال مصرف الرشيد

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ضوابط لتقديم على القروض 2021 من خلال مصرف الرشيد

ضوابط لتقديم على القروض 2021 من خلال مصرف الرشيد

ضوابط لتقديم على القروض 2021 من خلال مصرف الرشيد الكفيل والسلف الممنوحة، ان يكون الكفيل عراقي الجنسية وأكمل 18 سنة من عمره.

الرشيد: ان يكون الكفيل موظفا على الملاك الدائم ومستمر بالخدمة، ان يغطي 50% من صافي راتب الكفيل الشهري مبلغي القسط الشهر والفائدة مع قبول كفالة منتسبي الدفاع والداخلية، عدم منح الكفيل براءة ذمة عند إحالته على التقاعد الا بعد تقديم على القروض تعهد باستمرار كفالته للمقترض.

الرشيد: يمكن للكفيل المستقيل تقديم كفيل بديل عنه وفق ضوابط الكفالة المعمول بها، تحمل المقترض كافة التبعات القانونية في حال إخفاء المعلومات الخاصة بالكفيل او أي ضرر يلحق بالمصرف.

الرشيد: إلزام دائرة الكفيل بإعلام المصرف عن أي مستجدات تحدث للكفيل والرجوع الى المصرف لتثبيت التزاماته من عدمها.

الرشيد: ان يكون المتقدم على قروض او الكفيل ضمن السن القانوني المبلغ من القسم المالي/ وحدة التأمين لكافة القروض وعدم قبول كفالة المتقاعدين.

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